Payment fraud is more sophisticated, more prevalent, and harder to detect than ever. PaymentGuard delivers real-time fraud detection across all payment channels—powered by AI, machine learning, and continuous monitoring—to stop threats before they impact your organisation.
As digital payment channels expand, so do opportunities for fraud. Traditional rule-based systems struggle to keep up with evolving tactics, often missing new threats or overwhelming teams with false positives. PaymentGuard uses AI to detect fraud in real time, helping institutions act faster, reduce losses, and ease the compliance burden.
Reduce financial losses and manual workload with automated detection and alerts.
Prevent fraud before it happens with intelligent, real-time monitoring.
Smarter detection means fewer false alarms—and more focus on real threats.
Link analysis and intuitive case tools streamline your fraud response workflow.
PaymentGuard offers multi-channel fraud defence, including SWIFT networks and open banking. The PaymentGuard system monitors and analyses payment activity in real-time, so suspicious transactions can be flagged and stopped before they happen. That means your team spends less time on manual intervention, improving operational efficiencies.
PaymentGuard seamlessly integrates with your existing infrastructure without disrupting operations, reducing downtime and minimising risk. Improve your fraud detection rates across all payment networks and channels, reduce financial loss due to fraud, and reduce false positives – all leading to savings in time, resources and expenses.
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Protect both cross-border and domestic payments wherever they occur with complete visibility.
Continuously analyses transactions in real-time, intercepting suspicious transactions immediately.
AI-powered detection model protects against both known threats and novel fraud techniques.
Detects fraud through SWIFT payment interfaces and intercepts fraudulent payments in real-time.
Set your own risk score thresholds and customise real-time automatic responses to fraud.
Link Analysis identifies links between customers through transaction histories, simplifying fraud ring detection.
See workload, fraud detection and transaction data at a glance with intuitive dashboards.
Smart AI detection reduces false positives, saving time, resources, and expenses.
Analyse, predict, and intercept suspicious payment activity in real time with zero downtime.
Maintains an extensive database of known fraud patterns and threat models, automatically updated.
AI-powered detection model learns from historical fraud cases and analyzes customer behaviour.
React instantly to flagged fraud attempts with easy-to-use case management tools.
Uses multiple technologies including profiling, device info, geolocation, and malware detection.
AI-driven analytics highlight anomalous behaviour and hidden connections between accounts.
Everything you need to know about PaymentGuard. What it means for real-time fraud detection, multi-channel protection, compliance, and operational efficiency. Download the brochure and strengthen your fraud defence.
DownloadLearn how PaymentGuard helps your institution meet SWIFT CSCF 2.9 requirements. Download the guide to understand key controls, compliance alignment, and how to enhance payment fraud prevention.
DownloadSwiftNexus has over 7 years of experience working with top financial institutions to fight financial crime, serving 800+ institutions around the world, including 11 of the top 50 banks. PaymentGuard delivers a multi-layered defence strategy that's been specifically built for financial institutions to protect against both known and emerging threats.
This comprehensive approach proactively identifies suspicious activity through AI-powered detection, allowing financial institutions to effectively intercept and mitigate payment fraud schemes before they're processed – leading to significant reductions in fraud-related losses.
PaymentGuard is built to align with key regulatory frameworks including the PSD2 Directive, ensuring you stay compliant even as regulations change – without any time-consuming, manual updates needed from your team.
Our system streamlines the regulatory compliance process with ongoing monitoring and documentation of fraudulent attempts and fraud prevention activities. This reduces the operational burden of compliance management and reporting, ensuring due diligence is done while ensuring your team can focus on core security priorities.
SwiftNexus products are toolsets designed to work together for maximum protection and security. Stacking our products into a modular solution that fits your exact needs is highly recomended to reduce financial crime, fraud and other nefarious acts that could compromise your network.
View all productsCentralise and automate payment workflows
Monitor, analyse, and control messaging data
Eliminate duplicate payments in real time
Schedule a personalised demonstration with our payment fraud specialists to see how PaymentGuard can function as a vital component in your institution's comprehensive security strategy.
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